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Free Israeli salary calculators— in English

Built for olim, internationals working in Israel, and employers hiring Israeli staff — so you can see exactly what lands in your bank account, without wrestling with a Hebrew payslip.

Updated for the 2026 tax year
No sign-up or download
Works on mobile
Full privacy — nothing is stored

How Israeli payroll works

A quick primer on the four things that decide how much of your Israeli salary you actually keep.

Gross vs. net salary

Your employment contract states a gross salary (sachar bruto). What actually reaches your bank account — your net salary (sachar neto) — is usually 20–40% lower once tax and mandatory deductions are withheld.

Calculate your net salary

Bituach Leumi & health insurance

Every employee pays into Bituach Leumi (National Insurance) and public health insurance on a two-tier rate structure — together typically around 10% of gross salary.

See the full breakdown

Pension contributions

Israeli law sets minimum employer and employee pension contributions. Your own share reduces your taxable income and earns an additional tax credit on top of the retirement savings itself.

Model your pension contribution

Credit points (nekudot zikuy)

A fixed monthly discount off your income tax bill. Every tax resident gets a baseline, and new immigrants (olim chadashim) receive extra points on a declining scale for their first few years of residency.

Enter your credit points

Working in Israel: quick answers

I just made aliyah — where do I start with Israeli payroll?

Three things matter in your first months: fill in Form 101 (tofes 101) correctly at your employer, including your oleh chadash status; make sure you receive the extra credit points new immigrants are entitled to on a declining scale for roughly the first three and a half years; and check your first payslip against our gross-to-net calculator. Mistakes in the first payslip tend to repeat silently for months.

Is my Israeli salary quoted before or after tax?

Salary offers and employment contracts in Israel are almost always quoted gross (bruto) — before income tax, National Insurance, health insurance, and pension deductions. Take-home pay is typically 20–40% lower. Always run an offer through a gross-to-net calculation before comparing it to what you earned abroad.

What deductions will I see on an Israeli payslip?

Four main ones: progressive income tax (10%–50% by bracket), Bituach Leumi (National Insurance, two-tier rates), health insurance, and your pension contribution (typically 6–7%). Many employees also have a study fund (keren hishtalmut) deduction of 2.5% — a benefit worth keeping, since the employer adds 7.5% on top.

Do employers in Israel have to pay into a pension for me?

Yes. Since 2008, mandatory pension applies to virtually all employees: at least 6.5% employer + 6% employee for pension contributions, plus 6–8.33% employer severance contributions. If you arrived with no Israeli pension fund, entitlement starts after six months of employment; if you already have an active fund, it applies from day one (deposited retroactively after three months).

Are these calculators really free? What happens to my data?

Completely free, no sign-up. All calculations run in your browser — salary figures you enter are never sent to our servers or stored by us. The methodology page documents every formula and official source we use, and each calculator states when its figures were last updated.

Accurate, sourced, and kept up to date

Every figure on this site — income tax brackets, National Insurance rates, minimum wage — comes from the Israel Tax Authority (Rashut HaMisim) and Bituach Leumi, and is refreshed at the start of each tax year.

Calculations are for illustration only and do not constitute legal, accounting, or pension advice.